Saldor
Reducing SNAP error rates
Saldor — software for SNAP eligibility work

HR 1 just made SNAP errors a state budget problem.

HR 1 cuts the federal share of SNAP administration and imposes error‑rate penalties on states whose payment error rate exceed 6%.[1] 27 states face $100M+ on the benefit side.[2] Saldor is researching the workflow and building software to reduce procedural error at application, recertification, and change reporting — designed alongside the directors, QC staff, and caseworkers who run the program. If SNAP runs through your desk, we’d like to talk.

We’re building the tool to keep that bill small.

SNAP payment error rate · FY2024
10.93%
National payment error rate reported by USDA FNS, released June 2025.[3]
Total admin cost · SNAP · FY2023
$11.1B
Federal share $5.7B; split moves to 25% federal / 75% state in FY2027.[4]
01  —  Problem

Errors in SNAP eligibility are rarely one person’s mistake. They are the shape of the system worked into a single decision.

Brief

A SNAP eligibility determination can involve dozens of data points pulled from pay stubs, bank statements, utility bills, verifications of residence, household composition, and immigration status — each governed by its own rule, each subject to change mid‑case. State SNAP policy manuals routinely run 300 to 500 pages, and a worker is expected to apply the right rule in the right order, every time.[5]

The result, reported year over year by USDA FNS, is a persistent rate of payment error that is neither fraud nor negligence. It is complexity meeting a human operator without the right instrumentation. States then carry the cost: corrective action plans, sanctions, reprocessing, and appeals.

We think this is a tooling problem — and a solvable one. But we want to hear from the people closest to it before we decide what to build.

Where error
enters the case
01

Rule churn

Policy memoranda, waivers, and state options update faster than training materials and desk aids. Workers apply yesterday's rule to today's case.

02

Data reconciliation

Income, assets, and household composition arrive from different sources in different shapes. Transcription and arithmetic errors compound quietly through the case file.

03

Interview drift

Structured interviews become unstructured under caseload pressure. Questions get skipped; clarifications are recorded as conclusions rather than quotes.

04

Handoffs

Cases move between intake, eligibility, and QC without a shared record of what was checked and why. Context is re‑derived instead of carried.

02  —  Signal

The public numbers describe SNAP under strain. They’re the reason we’re asking questions, not claims about what Saldor can change.

SNAP payment error rate · FY2024
10.93%
National payment error rate, FY2024 (overpayments 9.26% + underpayments 1.67%), released June 30, 2025. FY2023 was 11.68%.[3]
State exposure · Florida, HR 1
~$1.2B/yr
Projected combined annual SNAP cost shift under HR 1.[2]
Total SNAP admin cost · FY2023
$11.1B
Total state agency administrative cost, FY2023 (federal share $5.7B). Historically split ~50/50; HR 1 shifts the federal share to 25% starting FY2027.[4]
Every figure on this page is footnoted. Tap a number to jump to the reference list at the bottom of the page.
03  —  Context

Why this matters now.

Policy
pressure
HR 1 · Cost shift to states

Starting FY2027, the federal share of SNAP administration drops from 50% to 25%. Starting FY2028, states with elevated error rates owe penalties of 5–15% of benefits.

Two costs now move together. States owe a larger portion of operating spend, and states above 6%, 8%, or 10% error rates owe a federal penalty on top. Every point of error rate has a dollar figure attached that did not exist before.[1]

A one‑point reduction in error used to be an operational nicety. Under HR 1, it’s a line item in the state’s general fund.
Workforce reality

Eligibility capacity is shrinking as policy complexity grows.

Arizona’s SNAP eligibility staff fell from 1,370 in July 2024 to 880 in July 2025. Virginia is running 19% turnover statewide, with Richmond vacancy near a third. Massachusetts answers fewer than half of incoming calls. The question is not whether to train harder — it is whether the next generation of caseworkers should be working with the same desk aids as the last.[6]

We are interested in what a modern “desk aid” looks like when it can read the policy manual with you.
04 — Contact

If you run, audit, or staff a SNAP program, we’d like thirty minutes of your time.

Saldor is early and designing with agencies, not for them. We’re building a picture of where error actually enters a SNAP case, what tools workers already rely on, and what software has to look like to be adopted inside a real agency. If we end up a fit, we’ll keep talking. If not, you get a shared memo of what we learned.

hello@saldor.com
Who
SNAP directors, QC leads,
procurement, field staff
Format
30 min conversation,
on or off the record
Outcome
A shared memo,
no sales follow‑up
References
  1. Public Law 119‑21 (HR 1 / OBBBA), §10106. Federal share of SNAP administration drops from 50% to 25% in FY2027. Error‑rate penalties of 5% / 10% / 15% of benefits on states exceeding 6% / 8% / 10% payment error rates, starting FY2028. CRS R48552 — SNAP provisions overview
  2. Center on Budget and Policy Priorities, state‑by‑state analysis of SNAP cost shifts under HR 1 / OBBBA. Florida ~$1.2B/yr; Texas $750M–$1.1B/yr; 27 states with >$100M/yr benefit‑side exposure. cbpp.org/research/food-assistance
  3. USDA Food & Nutrition Service, SNAP FY2024 Payment Error Rate, released June 30, 2025. National rate 10.93% (overpayments 9.26% + underpayments 1.67%). fns.usda.gov/snap/qc/per
  4. USDA Food & Nutrition Service, FY2023 SNAP State Activity Report, Table 2. Total state agency administrative cost $11.1B; federal share $5.7B. SNAP State Activity Report FY2023 (PDF)
  5. State SNAP policy manual surveys (South Carolina 357+ pp., Arkansas, Virginia); eligibility scope per CBPP, A Quick Guide to SNAP Eligibility and Benefits. cbpp.org/research/food-assistance
  6. Arizona DES staffing disclosures, July 2024 – July 2025 (1,370 → 880). Virginia DSS HR reporting (19% turnover statewide; ~33% Richmond vacancy). Massachusetts DTA operations reporting (<50% call answer rate).